When you work with a financial planner, you might expect to walk out the door with a plan. But often, you may still have difficulty trying to get the big picture. Many people in the business are only able to focus on one or two narrow areas of expertise – and many have access to only a narrow field of investment products.
You might end up working with an accountant, an insurance agent and an investment salesperson – hearing something different from each.
How can you make sense of the conflicting advice and draw all these threads into a focused, financial plan, tailored to your current situation and your dreams and plans for the future?
Invest one hour and we’ll make your money management easier
Sit down and let us get to know you. Helping you plan your financial future should go far beyond asking how much you have to invest and whether you’re an aggressive or cautious investor. Together, we’ll develop a very clear picture of your income; your expenses; special needs or considerations arising from your personal situation and lifestyle; and how you envision your future. No detail’s too small.
Let us do the work. We know what questions to ask, and we recognize what will prove important later in helping you decrease your tax burden.
You’ll come out of our meeting with a new perspective on your financial picture, and an understanding of the next steps you need to take.
Even better, that hour’s on the house.
Can your financial advisor be truly unbiased?
The word “unbiased” gets bandied about a lot in the financial services field. But what does it really mean? In some cases, it might indicate that an investment salesperson will choose among the products in his arsenal without bias. But will that salesperson recommend that you consider investments he can’t personally offer?
With Gardhouse, you have a choice of up-front, fee-based financial counsel and service; commission-based investments, including a vast array of mutual funds and investment products from insurance companies; or a combination of the two.
If you’re already working with your bank to manage your investments, we absolutely respect that. What we will do is show you how those investments fit into your overall financial picture, so that you can make sure you’re working with the right products.
Often, our clients are already working with a variety of financial professionals – from accountants to insurance agents to the investment folks at their bank. “But they never talk to one another,” is a complaint we here all the time. These clients look to us to quarterback their various financial advisors.
One source for all your financial planning and financial services
And if you’d prefer to consolidate your investments, insurance, financial planning, tax planning and more in one convenient location, we’d be pleased to earn your trust.
We’re licensed to provide products from almost any insurance company, trust company or mutual fund company in Ontario, so we can help you choose the perfect fit. We provide years of experience and a team with expertise in insurance, wealth accumulation, accounting and more. And if we don’t have an answer, we can quickly find it. As members of the Registered Financial Planner’s Forum, we have constant access to more than 400 Registered Financial Planners. No matter how complex the issue in question, we can get fast answers from some of Canada’s best financial advisors.
Learn more. Discover Six steps to simplify and strategize your financial future.