Expected financial changes under the new Liberal government

The ballots have been counted, the Liberal led by Justin Trudeau will form a majority government with 184 seats in the house. Justin Trudeau has promised to help the Canadian middle class; follow the link below to find out how his proposals will affect your personal and family finances: http://www.theglobeandmail.com/globe-investor/personal-finance/household-finances/nine-ways-your-family-finances-will-change-under-a-liberal-government/article26886456/ Not sure what you should...Continue reading

On-The-Watch for the Upcoming Tax Season

With the fast approaching year-end, it might not be a bad idea to consider sitting down and getting your tax paperwork together after the new year. Here are some tips from the tax planners at GARDHOUSE Financial Counsel. If you have kids, or someone going to college in the family: New tax cuts have been...Continue reading

New WSIB rules for the construction industry – are you exempt?

As of January 1, 2013 it became mandatory for people in the construction industry to have WSIB coverage, including employers, partnerships, and corporations with employees. There is a 1 year grace period before any enforcement will occur on these changes. There are two major exemptions to the mandatory coverage. WSIB’s website would have you believe...

New study reveals direct link between financial advice and wealth accumulation

How important is having a financial advisor when it comes to wealth accumulation? You’ll get different answers to that question from different people. And real scientific studies have been scarce. But recently, the Center for Interuniversity Research and Analysis on Organizations (CIRANO) released just such a research paper. “Econometric Models on the Value of Advice...Continue reading

14 questions small business owners should ask

We’d love to provide quick, concise answers to each of these very important questions, but every small business is different. In order to provide the answer that’s right for your small business, we can sit down to learn more about you, your business, your business goals and more. But to get you started thinking, have...Continue reading

Six steps to simplify and strategize your financial future

We see our responsibility as helping you manage the six fundamental stages of financial planning. 1. Take control of your cash flow and your debt Obtaining credit is remarkably easy these days. That can be a great thing, but in some cases, it can also be an obstacle to creating wealth. Call us old-school, but...Continue reading

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